Alex Khalil · Mortgage Loan Officer · Edge Home Finance
Know your budget
before you make an offer.
Free, secure pre-approval in about five minutes — backed by a loan officer who shops 120+ wholesale lenders and answers his own phone.
Free & secure • 5 minutes • No obligation • NMLS #2263609
Alex Khalil
Your Loan Officer · NMLS #2263609
Alex Khalil
NMLS #2263609
120+
Wholesale Lenders
Same-Day
Pre-Approvals Available
5 min
To Start Your Application
You Save
When Lenders Compete
Sent here by your real estate agent? Perfect.
Your agent stays your agent. Alex handles only the financing — pre-approval, loan strategy, and a smooth path to closing — and keeps you both updated at every milestone. That's the whole arrangement.
Start My Pre-ApprovalThree Steps to a
Pre-Approval Letter
Apply Online
Five minutes, free, and secure. Or call Alex first if you'd rather talk through your situation before touching a form.
Alex Shops 120+ Lenders
Your scenario gets matched against 120+ wholesale lenders — not one bank's rate sheet. Complex income, credit bumps, investors: all workable.
Pre-Approval Letter in Hand
Often same-day once your documents are in. You and your agent make offers knowing exactly where you stand.
A Program for Every Situation
One bank has one box. A broker with 120+ wholesale lenders can build a loan around your actual situation — W-2, self-employed, investing, or previously declined.
Conventional
Strong credit and standard income? Competitive terms with flexibility.
FHA
Lower down payments and flexible credit for first-time buyers.
VA
Zero down and strong terms for veterans and active-duty military.
Bank Statement
Self-employed? Qualify on real income, not tax write-offs.
DSCR / Investor
Financing based on property performance, not personal income.
Construction
Land, build, and permanent financing in one strategy. One closing.
Calculators That Tell You
the Truth
The same tools Alex walks through on every call — payment, closing costs with Florida-specific taxes, and whether buying even beats renting on your timeline.
Monthly Payment
Principal, interest, taxes, insurance, HOA, and PMI — see the real monthly number, not the teaser.
Open CalculatorFlorida Closing Costs
Doc stamps, intangible tax, title insurance at promulgated rates — the line items unique to Florida.
Open CalculatorRent vs. Buy
Break-even year and true net cost over your time horizon, including the return your down payment could earn elsewhere.
Open Calculator
One Loan Officer.
Start to Close.
Alex Khalil is a licensed Florida Mortgage Loan Originator with Edge Home Finance — a national brokerage with access to 120+ wholesale lenders. No call centers, no hand-offs: the person who quotes your loan is the person who gets it closed.
Because Alex works the real estate side of transactions every week, your financing is structured the way listing agents want to see it — clean letters, tight timelines, no surprises at the table.
Common Questions
Will getting pre-approved hurt my credit?
Asking questions and running numbers with Alex requires no credit pull at all. When you're ready to get an actual pre-approval letter, a credit check is part of the application — a single mortgage inquiry typically has a small, temporary effect, and multiple mortgage inquiries within a shopping window count as one.
What does a pre-approval cost?
Nothing. The application is free, takes about five minutes to start, and puts you under no obligation to move forward.
How fast can I get a letter?
Often the same day, once your documents are in. If you have an offer deadline, call Alex directly — that's exactly the situation this process is built for.
I was declined by another lender. Is it worth trying again?
Usually, yes. A single bank has one rate sheet and one credit box. Alex works with 120+ wholesale lenders, including programs for self-employed borrowers, investors, and credit scenarios most banks won't touch.
My realtor gave me a card that sent me here. What now?
You're in the right place. Your agent stays your agent — Alex handles only the financing and keeps you both updated at every milestone. Start the application or call with questions.
Five minutes now saves
weeks of guessing.
Alex Khalil · NMLS #2263609 · Edge Home Finance, LLC · NMLS #891464
alex.khalil@edgehomefinance.com